Discover Your New Mortgage Options

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Steve Tomaselli | Edge Home Finance | NMLS 358920

At Edge Home Finance, Steve Tomaselli brings 30+ years of mortgage expertise to help homebuyers in New Braunfels, San Antonio, Austin, and across Texas navigate the home loan process with confidence.

Whether you’re buying your first home, refinancing, or investing, Steve offers personalized solutions including FHA, VA, Conventional, and Jumbo loans.

NMLS ID: 358920. Equal Housing Opportunity.

Ready to take the first step?

Use the tool below to discover your mortgage options!

Financing Comparison: Sherly Thenor - 28 Briggs St.

Financing Comparison: Sherly Thenor

28 Briggs Street, New Bedford, MA (3 Family)

Value:

New Loan Balance:

Cash Out Amount:

P&I Monthly Payment Comparison

*P&I Only for apples-to-apples comparison. Loan Balance for Refinance options is $460,000.

Option Rate Term Monthly P&I
Prime Lending (Option 1: Two Loans) 2.250% & 8.625% 30 Year (Current & HEL) $3,995.13
Prime Lending (Option 2: 30 Yr Refi) 7.990% 30 Year $3,372.00
Prime Lending (Option 3: 20 Yr Refi) 7.875% 20 Year $3,812.00
Edge Offer (Option 1: Two Loans) 2.250% & 8.625% 30 Year (Current & HEL) $3,995.13
Edge Offer (Option 2: 30 Yr Cash-Out Refi) 7.000% 30 Year

Savings Note: Edge's 30-Year Refinance P&I is lower than Prime's Option 2.

Rental Income & Cash Flow Projection (PITI-Based Comparison)

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$
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Metric Prime (7.990%) Edge (7.000%)
Monthly P&I (Principal & Interest) $3,372.00
Monthly Taxes & Insurance (T&I)
Total Monthly PITI Payment
Estimated Monthly Cash Flow (Rent - PITI) $0.00 $0.00
Your Edge Advantage: $0.00 more cash flow per month.

Total Interest Savings Projection (Edge 7.000% Refinance)

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Current Total Monthly Payment:

Enter an additional principal payment above to see your potential savings over the life of the loan.

All calculations are estimates of Principal and Interest (P&I) only and do not include Property Taxes, Homeowner's Insurance, or any potential Mortgage Insurance (PMI/MIP). Actual payment, interest rate, and term may vary based on specific loan program, borrower qualifications, and market conditions at the time of locking.

Edge Home Finance | NMLS 891464 Equal Housing Opportunity

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